The website of economist and keynote speaker Linda Nazareth, expert in demographics, global trends and the future of work
Will cutting-edge layaway plans be the salvation of the retail sector and the broader economy, or are they a disaster waiting to happen? The newest experiments in making it consumer payments easy is creative, but may not bring the long-term results that retailers hope to see. Sure, they are being done through a cutting-edge Swedish […]
It always happens the same way: the economy slow and births go down, and then it gets better and there is a mini baby boom. Except – not this time. It is ten years after the end of the recession and births in the U.S..and Canada are showing no sign of recovery. See more about […]
Ugh, the college admissions scandal. Rich parents buying their kids into top colleges, coaches taking payoffs, entitled kids pretending to be athletes or scholars or whatever, and sometimes not even really wanting to go to school. It is all pretty distasteful – but is there anything we can learn from it? See my Globe and […]
After this Globe and Mail column came out, I had a friend call and ask whether he should re-jig his portfolio to get rid of his auto stocks. The piece is about demographics, and specifically about the implications of the fact that people spend differently over their lifetimes (spoiler: as you age you are more […]
I was intrigued when I heard about ‘Income Sharing Agreements’ which are basically a way share the ‘risk’ of paying for an education between the student and another party.See my column for the Globe and Mail here
This is my latest article for the Globe and Mail..this time on ‘Perennials’ as older workers are sometimes called. Those over 55 now comprise about 23 per cent of the U.S. workforce and 21 per cent of the Canadian one, which should not surprise anyone. Perennials now have a higher labor force participation rate than […]
Here’s a piece I wrote for the Globe and Mail on the way that demographics are affecting the supply of young hockey players. Millennials have provided lots of young players which have sped up the game, but that may change, You can read the whole piece here.
Walmart buying Modcloth? ‘Say it’s not so’ went the lament from Millennials and other assorted cool people earlier this year. After all, Modcloth is a cutting-edge, online retailer that offers funky clothes for those who consider themselves the opposite of everything the world’s biggest retailer stands for. Modcloth and Walmart could never be a fit […]
Demographics drives a lot of things including Mergers and Acquisitions (M & A) activity. That is a lesson we are now learning from Japan, where there are apparently too few heirs to take over large companies as their boomer-aged Chief Executives head for retirement. This piece from the Financial Times looks at what is going […]
Here’s a new one to me: the ‘divorce mortgage’. No its not some crazy, invented term to describe a financing vehicle (my mind went back to ‘plain vanilla swaps’ from the days when derivatives were the buzz), but rather exactly what it sounds like: a mortgage that suits people who own a home together but […]
