Switzerland May Have Voted No, But the Idea of a Universal Basic Income is Not Dead

Really, it seemed like the universal basic income (UBI), was going to be the hot new thing in economic policy. It sounds like such a simple solution to economic woes, so uncomplicated, just so basic really. Give every citizen in a country some form of stipend so that at the very least everyone has enough […]

Here’s a New One: The ‘Divorce Mortgage’

Here’s a new one to me: the ‘divorce mortgage’. No its not some crazy, invented term to describe a financing vehicle (my mind went back to ‘plain vanilla swaps’ from the days when derivatives were the buzz), but rather exactly what it sounds like: a mortgage that suits people who own a home together but […]

Want to Attract Millennial Females? Give Them the Chance to See the World

Millennial women want to launch global careers but companies are missing the boat by not giving them what they want. That’s one of the most interesting points I found from reading the new study by consulting firm PwC on talent pool of Millennial women, published just in time for International Women’s Day, which is tomorrow […]

Are Millennials Really Powering the Stock Market?

Twenty and thirtysomethings would apparently rather buy experiences than things, and that has some very definite implications for retailers – or as least that is one theory. As this article from Bloomberg Business suggests, the stock market tells the tale of what is happening very clearly, and will continue to do so as the millennials […]

Retirement Without Retiring Debts

When people rhyme off the things they want to do in retirement, ‘pay off debts’ is never on the list. Nevertheless, it is something that baby boomers will have to do anyway, if data from the New York Federal Reserve (NY Fed) is to be believed. According to a just-released study by the NY Fed, […]